Bay Capital Advisors (BCA) respects the privacy of every individual who visits BCA’s website. In dealing with BCA, you may provide BCA with personal information about yourself, your company, and any other affiliations that you may have. The purpose of this statement is to set out the principles governing BCA’s use of personal information that BCA may obtain about you. By using the BCA websites you consent to the use of your personal information in accordance with the terms of this Policy.

1. “BCA” means Bay Capital Advisors, Incorporated and any of its subsidiaries, affiliates, and related companies.

2. BCA is committed to following policies that protect your privacy and comply with current international data protection laws and regulations in respect of personal data. BCA will only obtain personal data from you for specified and lawful purposes and any personal data which BCA obtains will be processed fairly and lawfully.

3. BCA collects personal data for use in the normal course of BCA’s business. Your personal data may be held and processed in connection with a transaction that BCA considers with you, for the general development of BCA’s business and for administrative purposes relating to those purposes. BCA may use the contact details that you provide to BCA to inform you of relevant opportunities, developments and events, unless you decide to opt out. You may opt out by notifying us thru email using our on-line form available on the ‘Contact Us’ page of our websites.

4. BCA will only process the individual data that you provide to BCA for these purposes. BCA will take all reasonable steps to ensure that the data held is adequate, relevant and not excessive for the relevant purposes.

5. Please note that the information that you provide to BCA is processed and held on computer systems and files of the BCA group of companies throughout the world. This may include companies, offices or data centres outside the United States and the European Economic Area. All BCA group companies and affiliates maintain the same levels of data protection, confidentiality and security. In certain cases for business development and transactional purposes your information may be passed to companies who process data on behalf of BCA, BCA’s advisers, financial intermediaries and credit reference agencies with which BCA works. Where BCA passes data to third parties BCA ensures that appropriate confidentiality arrangements are in place. BCA does not provide your details to third parties for any marketing or promotional purposes, except where you have given your consent.

6. The servers hosting BCA’s websites automatically record certain information about you when you use the sites, including details of your domain name, IP address, operating system and browser. BCA may use this information to understand who has seen which pages in order that BCA can monitor and improve BCA’s websites. BCA may use cookies or other similar text files or programs when you visit certain parts of the BCA websites. A cookie is a small file that is sent to your browser and helps BCA to understand your use of the BCA websites and enables you to access, navigate and use the services provided on the BCA websites. For information about blocking the use of cookies, please refer to the instructions/help screen on your Internet browser. Please note that if you block cookies you may not be able to access certain online services provided on the BCA websites.